камата

камата

The cost of borrowing, which compensates lenders for the risk they take in making their money available to borrowers. Without interest there would be little lending and thus a lot less economic activity. The charging of interest is contrary to Sharia (Islamic) law, being considered usury. Some American states also have usury laws, imposing tough conditions on the terms set by lenders, although not actually prohibiting interest. Yet, as the recent rise of a substantial banking industry in Islamic Middle Eastern countries shows, when economic growth is a priority, ways can usually be found to pay lenders to lend.

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التحسين

إضافة صورة

نوع المصطلح: اسم
المرادف (المرادفات)
مسرد المصطلحات
المجال / النطاق: الاقتصاد
الفئة: علم الاقتصاد
Company: The Economist
المنتج:
الاختصار-المختصر:

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незаработена камата

خدمات مالية; مالية عامة

Interest that has been received on a loan, but that cannot be treated as a part of earnings yet, because the principal of the loan has not been outstanding long enough.

сложена камата

صناعة مصرفية; المصارف الاستثمارية

Interest which is accrued on previous interest that has become due and been added to the principal amount.

сложена камата

الاقتصاد; علم الاقتصاد

If a deposit account of $100 earns an interest rate of 10% a year, then at the end of the year the account will contain $110. If all of that money is left in the account, then the ...

едноставна камата

خدمات مالية; مالية عامة

Interest calculated as a simple percentage of the original principal amount. Compare to compound interest.

нарасната камата

محاسبة; الضرائب

Interest that has been earned, but not yet collected, or interest that is due, but not yet paid (See also accumulated interest )

прогнозирање

الاقتصاد; علم الاقتصاد

The stuff that enables people to earn a living. Human capital can be increased by investing in education, training and health care. Economists increasingly argue that the ...

фиксни трошоци

الاقتصاد; علم الاقتصاد

Production costs that do not change when the quantity of output produced changes, for instance, the cost of renting an office or factory space. Contrast with variable costs.

финансиски посредник

الاقتصاد; علم الاقتصاد

A middleman. An individual or institution that brings together investors (the source of funds) and users of funds (such as borrowers). May be increasingly at risk of ...

извоз

الاقتصاد; علم الاقتصاد

Sales abroad. Exports grew steadily as a share of world output during the second half of the 20th century. Yet by some measures this share was no higher than at the end of the ...

очекуван поврат

الاقتصاد; علم الاقتصاد

The capital gain plus income that investors think they will earn by making an investment, at the time they invest.

очекувања

الاقتصاد; علم الاقتصاد

What people assume about the future, especially when they make decisions. Economists debate whether people have irrational or rational expectations, or adaptive expectations that ...